Head to head
Topstep or YRM Prop: which one actually costs less
On a 50K account, the order between Topstep and YRM Prop changes with the path you take. A page that announces “the cheapest” without saying which path it assumed has picked that path for you.
This comparison is written neither by Topstep nor by YRM Prop. No link on this page is paid for — the methodology explains how to check, and links to the firms’ sites go through a page that says so.
Total cost across three paths
| Path | Topstep | YRM Prop | Cheaper |
|---|---|---|---|
| Passed first time | $170 | $132 | YRM Prop $38 apart |
| Three resets before passing | $394 | $501 | Topstep $107 apart |
| A year of funded account | $170 | $132 | YRM Prop $38 apart |
A total marked “≥” is a minimum: an amount is missing — sometimes because the firm does not publish it, sometimes because we have not recorded it. Each firm's guide says which. A minimum cannot be ranked against a firm price, and the column says “undetermined” rather than pick one.
The answer depends on the scenario, and that is the point
The three rows above are the same calculation along three paths. Where both totals are firm, the column names the cheaper of Topstep and YRM Prop; where one is a floor, it answers “undetermined” rather than compare a minimum against a price.
What actually separates Topstep from YRM Prop
The table above compares what you pay to get in. This one compares what decides the rest — the funded-account rules, and the 50K evaluation rules.
| Rule | Topstep | YRM Prop |
|---|---|---|
| Profit target (50K) | $3,000 | $3,000 |
| Maximum drawdown (50K) | $2,000 | $2,000 |
| Funded-account drawdown | end-of-day | end-of-day |
| Profit split | 90/10 | 90/10 |
| Consistency at payout | 40% | 35% |
| Daily loss limit (50K) | none | none |
| Minimum trading days (50K) | 2 | 2 |
| Maximum contracts (50K) | 5 mini / 50 micro | 5 mini / 50 micro |
| Trading through news | yes | yes |
Platforms. 1 shared (Quantower) · only on Topstep: ProjectX · only on YRM Prop: ATAS, DeepCharts, NinjaTrader, Tradesea, TradingView, Tradovate, Volumetrica.