Head to head
Topstep or Tradeify: which one actually costs less
On a 50K account, the order between Topstep and Tradeify changes with the path you take. A page that announces “the cheapest” without saying which path it assumed has picked that path for you.
This comparison is written neither by Topstep nor by Tradeify. No link on this page is paid for — the methodology explains how to check, and links to the firms’ sites go through a page that says so.
Total cost across three paths
| Path | Topstep | Tradeify | Cheaper |
|---|---|---|---|
| Passed first time | $170 | $145 | Tradeify $25 apart |
| Three resets before passing | $394 | $430 | Topstep $36 apart |
| A year of funded account | $170 | $145 | Tradeify $25 apart |
A total marked “≥” is a minimum: an amount is missing — sometimes because the firm does not publish it, sometimes because we have not recorded it. Each firm's guide says which. A minimum cannot be ranked against a firm price, and the column says “undetermined” rather than pick one.
The answer depends on the scenario, and that is the point
The three rows above are the same calculation along three paths. Where both totals are firm, the column names the cheaper of Topstep and Tradeify; where one is a floor, it answers “undetermined” rather than compare a minimum against a price.
What actually separates Topstep from Tradeify
The table above compares what you pay to get in. This one compares what decides the rest — the funded-account rules, and the 50K evaluation rules.
| Rule | Topstep | Tradeify |
|---|---|---|
| Profit target (50K) | $3,000 | $3,000 |
| Maximum drawdown (50K) | $2,000 | $2,000 |
| Funded-account drawdown | end-of-day | end-of-day |
| Profit split | 90/10 | 90/10 |
| Consistency at payout | 40% | none |
| Daily loss limit (50K) | none | none |
| Minimum trading days (50K) | 2 | 0 |
| Maximum contracts (50K) | 5 mini / 50 micro | 4 mini / 40 micro |
| Trading through news | yes | yes |
Platforms. 1 shared (Quantower) · only on Topstep: ProjectX · only on Tradeify: NinjaTrader, Rithmic, Sierra Chart, TradingView, Tradovate, Wealthcharts.
Topstep enforces a 40% consistency rule at payout; Tradeify publishes none. A consistency rule caps how much of total profit a single day is allowed to represent. On an event-driven strategy — one big day on a report — it is the rule, not the split, that decides whether the withdrawal goes through.